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BMO
2023春招季·投行
蒙特利尔银行是根据加拿大国会法于1817年11月3日建立的,于1822年改用现名,是加拿大历史最悠久的银行,已有186年的历史。该行当初是由9个蒙特利尔商人合股创建的,当时的实际资本为15万加元。该行从一开始就接收存款,发放贷款,还发行钞票(加拿大历史上的第一张钞票即由该行发行)。
招聘要求 …
  • 开放职位:

    Commercial Banking Credit Analyst Internship, Summer 2023

  • 工作地点:Irvine,United States of America
  • 截止时间:2023年3月17日
岗位职责 …
This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
  • Acts timely, efficiently and independently, taking ownership of client satisfaction.
  • May include focused calling and pipeline management activities.
  • Provides advice and guidance to assigned business/group on implementation of solutions.
  • Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
  • Conducts thorough analysis of client capital and credit risk.
  • Provides accurate financial analysis and risk assessment of new and existing customers.
  • Partners with internal stakeholders for accurate, detailed client information.
  • Develops credit information to make lending decisions on new, renewal and extension loans.
  • Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
  • Prepares summary, present facts and offer opinions concerning credit worthiness.
  • Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
  • Provides input into the planning and implementation of operational programs.
  • Builds effective relationships with internal/external stakeholders.
  • Focus may be on a business/group.
  • Thinks creatively and proposes new solutions.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works mostly independently.
  • Broader work or accountabilities may be assigned as needed.
申请要求 …
  • Typically between 3 – 5 years of previous Commercial Loan and Credit analyst experience required; however as part of the BMO campus program, we are looking for motivated individuals with a strong desire to learn.
  • Credit qualification typically required; however as part of the BMO campus program, we are looking for motivated individuals with a strong desire to learn.
  • In depth specific functional knowledge and broad business knowledge.
  • Strong analytical skills.
  • Exceptional skills in quantitative analytics and credit analysis skills.
  • Highly developed written and oral communication skills.
  • Strong proficiency in Microsoft Office products and the Internet.
  • Strong interpersonal skills.
  • Ability to work under limited supervision.
  • Basic understanding of risk management concepts
  • Ability to learn and adapt quickly.
  • Excellent capability to independently and proactively service multiple clients.
  • Specialized knowledge from education and/or business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem solving skills - In-depth.
  • Influence skills - In-depth.

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