“公积金”用英文怎么说?首付呢?
有趣·有用·有态度
关注我们的人见识和英语水平都提高了,你就别错过了:
贷款买房早就成为了我们国人生活中,
完全无法逃避的问题,
现在能买房的,
十有八九都是通过贷款,
当一个人说他最近买房了,
隐含的意思是他最近
凑齐了首付,同时
贷了大概60%以上的钱,付了首付款,
拥有了这套房的未来几十年的使用权!
不知道从几何时,
贷款买房已经成为了常态!
好了,
今天我们就一起来聊聊“公积金,贷款,买房”的那点事!
正确表达:housing provident fund
其中fund是名词,尤指某一特定的“基金,专款”,
如:
construction funds 建设基金
trust funds 信托基金
相关词汇还有:
endowment insurance 养老保险
medical insurance 医疗保险
unemployment insurance 失业保险
work-related injury insurance 工伤保险
maternity insurance 生育保险
而provident[ˈprɒvɪdənt],则表示满足未来需求的,节约的,公积的
例:
central provident fund 中央公积金
Buying seconddhand goods is a very effective and provident approach
买二手商品是一个有效,节省的方式
首付的英文表达是:down payment
常说
make a (...%) down payment on sth
交了(......%)的首付购买
【解释】
If you make a down payment on something,
you pay only a percentage of the total cost ,
when you buy it. You then finish,
paying for it later, usually by paying ,
a certain amount every month.
指的是,你在买东西的时候先只付总费用的一部分。
之后,你再每月支付一定的金额。
【例句】
It has cost half of her savings to make a 10 percent ,
down payment on the car.
为了付那辆车10%的首付,
她花了一半的积蓄。
【拓展】
pay in/by instal(l)ments 分期付款
pay in/by interest-free instal(l)ments 免息分期付款
【例句】
A: "The new iPhone is too expensive.
I don't think I can afford it."
B: "Well, you can buy it online / and pay in instalments.
And it's interest-free!"
A:“新款iPhone太贵了,我想我买不起了。”
B:嗯,你可以在网上买,然后分期付款。还是免息的!”
pay in a lump sum 一次性付款
【例句】
You can pay for this car either in a lump sum or in monthly installments.
这辆车的钱,您可以一次付清,
也可以按月分期付款。
贷款的英文表达是loan
student loan 学生助学贷款
bank loan 银行贷款
【解释】
A loan is a sum of money,
that you borrow.
【例句】
The president wants to make it easier
for small businesses to get bank loans.
总统想使小公司能更容易地获得银行贷款。
mortgage /ˈmɔːrɡɪdʒ/
搭配:
apply for/take out/pay off a mortgage
申请/取得/还清抵押货款
mortgage rates 按揭货款利率
【解释】
A mortgage is a loan of money ,
which you get from a bank or savings and loan ,
association in order to buy a house.
【例句】
They had to mortgage their home to pay the bills.
他们不得不抵押房屋来支付账单。
END
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